Last updated April 14, 2026
Typical spread PRK often runs slightly lower
Planning lens Cost + recovery tradeoffs
FactorLASIKPRK
Typical both-eyes range$4,000-$6,000$3,500-$5,500
Recovery speedUsually fasterUsually slower
Time off workOften lowerMay be higher depending on job
Thin cornea situationsNot always a fitOften considered when corneal thickness is a concern
Financing impactHigher payment at same termSlightly lower payment at same term

Which procedure is more affordable?

PRK often costs a few hundred dollars less than LASIK, but “cheaper” is not always “more affordable.” If PRK means extra downtime, more follow-up visits, or a longer recovery that affects work, the total financial picture can narrow quickly.

The smarter comparison is all-in cost plus recovery burden. That is especially true if you are financing the procedure or working in a job where visual recovery speed matters.

Faster recovery can matter financially

LASIK can be the more affordable total decision when faster visual recovery means less time away from work, fewer follow-up disruptions, or less dependence on temporary backup eyewear during the healing window.

Lower starting price and thinner-cornea fit

PRK can still be the cleaner decision when you are a better candidate for it or when the savings are real enough to reduce the financed amount meaningfully. The procedure fit matters as much as the sticker-price gap.

Ask these questions before deciding

  • Is the quote all-in for both eyes? Compare the total, not the ad.
  • How many follow-up visits are included? Extra visits change the true cost.
  • What is the expected recovery window for my job? That changes the affordability picture quickly.
  • How does financing change the gap? Monthly payments can magnify even a modest price difference.
  • If I am a stronger PRK candidate, is LASIK still realistic? The wrong procedure is never the better value.

Is PRK always cheaper than LASIK?

Usually, but not always. Some premium PRK packages can overlap with standard LASIK pricing.

Does financing change the decision?

Yes. Even a $500 difference can change the payment meaningfully on a shorter term.

Can I choose based on price alone?

No. Procedure suitability and recovery expectations matter, so price should be one factor in a wider decision.

Where should I compare procedures?

Use the full procedure comparison and then run the calculator.

💳 Financing Your LASIK Procedure

Most patients pay for LASIK using one of these options:

Primary

Credible

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Compare personalized rates from multiple lenders with no impact to your credit score.

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Secondary

SoFi

Fast Direct Loan Option

A simple application with competitive rates for qualified borrowers.

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Flexible fallback

Prosper

Flexible Approval Options

Additional lending options for a wider range of credit profiles.

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Other ways patients pay for LASIK

Informational

CareCredit

0% Financing Through Your Provider

Many LASIK providers offer promotional 0% financing options through CareCredit.

Learn More

Some links may be partner links. Availability, terms, and rates vary by provider.

Informational only

This page is informational only and not medical advice. Final procedure choice should be made with a qualified eye surgeon after a clinical evaluation.